San Francisco

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The legacy of the California Gold Rush turned San Francisco into the principal financial center of the West Coast in the early twentieth century. San Francisco retained its heritage as a creative hub for entrepreneurs and investors and has evolved some of the largest and most innovative high-tech companies in the world. With its powerful entrepreneurial and financing ecosystem, San Francisco naturally evolved as a first-class hub for Fintech startups supported by a VC investor culture that are reimagining and disrupting financial services.




Mallika Ramamurthy

Mallika is CEO of Apogee Consulting, she provides strategic and technology advisory services to clients.

Mallika has more than 20 years of experience as a technology professional, working on digital and business transformation projects across a range of technologies to resolve client problems.

Previously, Mallika was Director, Management Consulting at an international consulting firm. In this capacity, her chief responsibilities were Business Development, Solution Delivery, and managing client relationships.

A keen observer of technology trends and an innovative thinker, Mallika combines business experience and insight to identify and solve client problems utilizing suitable technology to optimize and improve business processes. Mallika’s areas of expertise include Finance, Procurement, and Supply Chain function as well as integrating aspects between processes. Mallika’s advisory areas include the following: Risk Controls and Compliance, Security, Real-time / In-flight Assessments, Gap Analysis, Product and Software Selection, Vendor Selection, Accounting Standards Implementation, Software Upgrades / Migration, Data Migration, and Master Data Management.

She is certified in 'Fintech - Future Commerce' from MIT and Hyperledger / Distributed Ledger Technologies (DLT) from Edx

As an Advisor to startups, Mallika provides guidance in training and courses on Emerging Technologies and trends such as Blockchain/Internet of Things (IoT), Chatbots, Industry 4.0 and their impact on our business and personal lives.



Angel Lorente